Cd Rates Calculator

CD Calculator Enter the amount that you have available to deposit in a CD and press 'calculate' to see available terms, rates, and what your CD will be worth at maturity. To receive a bump-up rate increase, you must call or visit TDECU. You may choose how often your interest is compounded to determine this effective rate, which is different from the annual interest rate. Subject to some restrictions. You can use a CD rate calculator to see how much you will earn at the end of your term. The National Kidney Foundation recommends using the CKD-EPI Creatinine Equation (2009) to estimate GFR. You can convert currencies and precious metals with this currency calculator. Ally Bank Member FDIC. My bank CD rates are much lower and I am looking to invest in some more CD!s but with higher rates thab are offered at my bank in New Orleans. Our Certificates boast some of the best rates around, terms to suit anybody, with no minimum to get started. Make sure to enter the actual interest rate, not the annual percentage yield (APY). Historically, there have been times when jumbo CDs paid higher interest rates than regular CDs. We will establish your certificate on the day we receive your application and funding. Compare CD rates and invest in a CD today. Leaving Alabama ONE Website. See the FDIC-Insured Deposit Sweep Program Disclosures for more information, including a schedule of interest rates. Share this page. Features include current interest rate, next accrual date, final maturity date, and year-to-date interest earned. Need to ship packages overseas from the United States? Use our shipping cost calculator to find low shipping rates to Australia, Saudi Arabia, the Philippines, Brazil, Israel, Canada, Angola, the United Kingdom, Norway, South Africa, Russia, Italy, Hong Kong, New Zealand and many more countries. Interest for CDs is calculated on a 365-day basis, although some business CDs may calculate interest on a 360-day basis. To calculate interest rate, start by multiplying your principal, which is the amount of money before interest, by the time period involved (weeks, months, years, etc. Northern Bank earned a 4-star Safe & Sound rating from Bankrate. Historically, interest rates of CDs tend to be higher than rates of savings accounts and money markets, but lower than the historical average return rate of equities. Features include current interest rate, next accrual date, final maturity date, and year-to-date interest earned. Typically, CD interest rates. Fees may reduce earnings. Code to add this calci to your website Just copy and paste the below code to your webpage where you want to display this calculator. Rates are variable and subject to change at any time without notice. Bank rates moved lower for both borrowers and savers for the week ending April 26, 2013 based on the most recent survey of bank rates conducted by SelectCDrates. Rates shown are Annual Percentage Rate (APR) and are subject to change without notice. All rates and points are subject to change at any time. The answer is your interest rate, but it will be in decimal format. This lack of liquidity causes many people to choose shorter-term CDs at the expense of receiving the higher interest rates. Make sure to enter the actual interest rate, not the annual percentage yield (APY). The federal funds rate, for example, is the interest rate that depository institutions such as banks charge one another for borrowing money, and it's a common benchmark for certificate of deposit interest rates. You can read a detailed description of multi-year guaranteed annuities here. Bank Step Up CD. Find the best CD rates here. Get a great rate on a savings certificate at Royal Credit Union, serving 24 locations in Minnesota and Wisconsin. Financial Calculators. You can also enter negative interest rates. It is important to remember that these scenarios are hypothetical and that future interest rates can't be predicted with certainty. With a CD Ladder, you can benefit from higher interest rates for longer maturities, while achieving better liquidity, rather than investing in a single long-term CD. Make sure to enter the actual interest rate, not the annual percentage yield (APY). Yield Rate Calculator is an easy and ready-to-use excel template to calculate the yield rate at each stage during the staffing process starting from receiving applications to recruiting the candidate. Tuition savings calculator. Rates, terms, and conditions subject to change and based on credit worthiness, qualifications, and collateral conditions. Click on the "View Report" button to see a detailed schedule of your CDs balance and interest earned. Just enter a few pieces of information and we will calculate your annual percentage yield (APY) and ending balance. Even small additions to your savings add up over time. Money handed over to a fraudster won’t grow and won’t likely be recouped. We are actively working to increase accessibility and usability for the widest possible audience in accordance with ADA standards and guidelines. Unless otherwise noted, the investments shown are for a specified term. Illuminance in lux (lx) to luminous intensity in candela (cd) calculator and how to calculate. Once purchased, the rate is locked in for the term of your certificate. Certificate of Deposit Calculator NEW! Special CD Rates: A Better Way to Save. Your interest rate, APY, and. info value calculator provides detailed information, but is not an official source of value data. CD interest rates were down slightly for the week with the majority of the losses in yield coming on the long term maturities. It also creates a detailed printable schedule of your Certificate of Deposit's balance and interest earned. Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD). Visit your local The UPS Store to determine whether your rate is different than what is reflected here. Compound Interest Calculator - Getting Interest on Interest. Opening deposit, annual contribution, interest rate and maturity period are the key terms to figure out the total return on the MMA or MMDA account. Top Consumer CD Rates from some of the nation's strongest banks. If you're looking for predictable income, a Certificate of Deposit (CD) is a good option. You also will be in a better position to negotiate your interest rate with your bank. Our GIC Calculator helps you choose the right Guaranteed Investment Certificate (GIC) based on your investment objectives, and uses the interest rate to calculate what you can expect to earn. But at the same time annual interest rate is not mentioned or its definition is stated unclearly. Learn More : Certificates of Deposit Rates. What Your CD Test Score Means. We will finance up to 100% of purchase price, plus warranties and sales tax on new vehicles. 5 so the resulting descent rate matches the manufacturers data. Offer is valid on qualified new home equity line of credit applications received between now and December 31, 2019 with a minimum initial draw of $20,000 and a maximum 90% combined Loan-to-Value (CLTV). Rates advertised with a. 25% APY available for a 5 year term. Of course, checking into the detailed terms of the CD is a good idea, too. We will finance up to 100% of purchase price, plus warranties and sales tax on new vehicles. Historically, interest rates of CDs tend to be higher than rates of savings accounts and money markets, but lower than the historical average return rate of equities. Interest begins to accrue on the business day of your deposit. A unit rate is a rate with 1 in the denominator. CDs are a great choice for money you don't want to risk losing in the market. Exercise your options by choosing a U. View all interest rates. Popular Mortgage Calculators. A CD is a time deposit, issued by a bank or savings association. The Morgan Stanley Bank Morgan Stanley Bank, National Association location is located at 201 S Main St, 5th Floor, Salt Lake City, UT. There was an option in 2012 to use the old 404(o) rates, but could not use these rates for AFTAP if not used for funding. Vehicle Registration Fee Calculator This online service allows current and new residents of California to calculate an estimate of their vehicle registration fees, determine Vehicle License Fees (VLF) paid for tax purposes, and calculate fees for registration renewal and used vehicle purchases. In the example, 8 percent. Savings Calculator. Displayed rates of return, including annual percentage yield (APY), represent stated APY for either individual certificates of deposit (CDs) or multiple CDs within model CD ladders, and were identified from Fidelity inventory as of the time stated. Understanding compounding methods and interest rates on different CDs can be confusing. We will establish your certificate on the day we receive your application and funding. Just enter a few pieces of information and we will calculate your annual percentage yield (APY) and ending balance. 5% Mortgage Payment. Cross Rate Calculation: Majority of the trading in the world in Forex markets is in terms of the US dollar, in other words, one leg of most exchange trades is the US currency. This CD calculator shows how well your certificate of deposit is performing against inflation and lets you compare other CD options at the same time. Find information on government bonds yields, bond spreads, and interest rates. The only caveat is that you have to commit to the term of the CD to get the rate. MonitorBankRates. Take a look at current CD rates online in the table below. A minimum deposit of $2,500. Free calculator to find the total interest, end balance, and the growth chart of a Certificate of Deposit with the option to consider income tax or inflation in the calculation. Savings Calculator. 21 December 2015 'Civil claims rates calculator' updated and 'Escape case rates calculator' added to page. All loans subject to approval. Calculate the future value of an investment in a certificate of deposit (CD). Use the same calculation shown above to convert to a monthly (or other) interest rate and multiply the rate by your account balance. 80% interest Rate. Our CD calculator enables you to examine the ending balance that you will earn when the CD reaches maturity. Investors may hesitate to invest too much money at one time, especially if better interest rates may be available in the near future. Certificate of Deposit Calculator Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD). CD rates can vary quite a bit, but we make finding the highest CD rates easy! Planning for retirement? Look into IRA CDs. Our Interest Calculator deals with fixed interest rates only. This calculator demonstrates how to put this savings strategy to work for you. Rates, terms, and conditions subject to change and based on credit worthiness, qualifications, and collateral conditions. There is no guarantee that the rate of return selected can actually be achieved. Find the best CD rates here. 05% annually, compounded monthly. If the investor tries to cash in their CD before the CD's maturity date then they are charged early withdrawal fees and penalties. Compare CD rates at a couple of banks for the term you need and pick the certificate of deposit with the highest yield. Car Leasing payment calculator. Call today and get started!. CDs offer a fixed interest rate, or annual percentage yield (APY), which is usually higher than your average savings account interest rate. Marcus by Goldman Sachs® can help you achieve your goals, see how with our High Yield CD Calculator. A Certificate of Deposit better known as a "CD" is a longer term deposit placed with a bank or Credit Union. How VA Calculates Compensation Rates The amount of basic benefit paid ranges, depending on how disabled you are. If you're looking for predictable income, a Certificate of Deposit (CD) is a good option. Use the loan calculator to determine your monthly payments for a simple loan. This analysis is for demonstrative purposes only and may change should certain assumptions prove incorrect. Understanding how to calculate the yield on your certificate of deposit can help you create a smart financial strategy that is guaranteed to provide returns over time. A KeyBank Certificate of Deposit can help fast track your path to financial wellness. Our CD calculator helps you plan your savings strategy. All rates are subject to change. Linked sites are not under the control of Alabama ONE Credit Union and Alabama ONE Credit Union is not responsible for the content of any linked site. with UPS Calculate Time and Cost. Most annuities have far too many variables, even for savvy investors to compare easily!. Call today and get started!. A CD's APY depends on the frequency of compounding and the interest rate. Updated August 2018. We use the daily balance method to calculate interest on your CD. This tool allows you to compare the effective rate of the longer-term CD with the straight term of shorter CDs. Penalty may reduce principal. Use this Certificate of Deposit (CD) calculator to help determine how much interest you will earn on a Certificate of Deposit. Visit us to know more!. com we have accurate calculators to help you plot your earnings by holding dividend or interest bearing securities. has long used imperial (English) units, however, it is still far more common to see volume flow rates expressed in gallons/day, gallons/min (gpm) or cubic feet per second (cfs). Suppose you have a credit card with an 18. Upon maturity, certificates may be renewed automatically for the same term and at the current rate. Certificates of Deposit (CDs) are savings deposits with guaranteed interest rates for a specific period of time. Compound Savings Calculator Consistent investments over a number of years can be an effective strategy to accumulate wealth. The Morgan Stanley Bank Morgan Stanley Bank, National Association location is located at 201 S Main St, 5th Floor, Salt Lake City, UT. Other rates and point options are available. Read more about the formula. The formula used in the compound interest calculator is A = P(1+r/n) (nt). Yields are interpolated by the Treasury from the daily yield curve. for a maturity period from 401 days to less than 540 days. This information is provided for reference only. Contact a Star One Phone Representative for details. Marginal Tax Rate Calculator 2019. Banc of California is committed to building the top full-service bank in California serving needs of business owners & entrepreneurs By clicking this link, you will be redirected to our card partner, Elan Financial Services. Certificate of Deposit (CD) Calculator As you shop for the perfect CD to fit your investment goals, use our CD calculator 1 to compare interest earnings. Certificate of deposit (CD) laddering strategy Typically you can receive higher crediting rates on a CD if you commit to leaving your money with the bank for a longer period of time. After a CD is opened, additional deposits to the account are not permitted. Find out how many kilojoules or kilocalories your body needs at rest just to fuel its normal metabolic activity. Compound Interest Calculator - Getting Interest on Interest. Compare interest rates for consumer savings, lending and credit products from banks, credit unions, P2P lenders, cooperatives and building societies in the UK. Financial Math on Spreadsheet and Calculator A basic example is a bank certificate of deposit, or CD. Just enter a few pieces of information and we will calculate your annual percentage yield (APY) and ending balance. This method applies a periodic rate each day to your balance. The rate for a three-month CD is 1. Brokerages can access the CD options of banks across the country, including e-banks. CD rates can vary quite a bit, but we make finding the highest CD rates easy! Planning for retirement? Look into IRA CDs. Visit now to learn about TD Bank's certificate of deposit offers, interest rate increases on our 6, 12 and 18 month CDs. minimum to open a standard rate cd is $1000. Use this rate of return calculator to calculate these returns. How much money do you have saved right now: $ What is your interest rate? % How much additional money will you save each month? $. CDs offer a fixed interest rate, or annual percentage yield (APY), which is usually higher than your average savings account interest rate. What's a million? How wealthy are you? Interest APR calculator. It also creates a detailed printable schedule of your Certificate of Deposit's balance and interest earned. This lack of liquidity causes many people to choose shorter-term CDs at the expense of receiving the higher interest rates. Voya Financial is here to help you plan, invest and protect your savings to get ready to retire better. 30 saved up by the time you retire. Exercise your options by choosing a U. Certificate of Deposit Calculator Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD). CD terms can vary from days to months or. Use this Certificate of Deposit (CD) calculator to help determine how much interest you will earn on a Certificate of Deposit. Enter the following information in the EMI Calculator: Principal loan amount you wish to avail (rupees) Loan term (months or years) Rate of interest (percentage) EMI in advance OR EMI in arrears (for car loan only) Use the slider to adjust the values in the EMI calculator form. Reviews & Detailed Information about CD Rates offered by Teachers Federal Credit Union. How does a certificate of deposit work? What is the formula for calculating CD interest and how to calculate the CD return rate? How to use our CD calculator? We will also explain how to calculate the total interest earned in any certificate of deposit with a step by step guide, no matter the interest rate, term or compounding frequency. Compare these high yield CD rates with confidence because we're constantly searching the country for the best certificate of deposit interest rates and savings investments. You get the most of out a CD when you leave your money deposited for the full term. Click on the "View Report" button to see a detailed schedule of your Certificate's balance and earnings. 5 so the resulting descent rate matches the manufacturers data. ADVERTISEMENTS: This article will guide you to learn about how to calculate cross and forward rate. Lock in a great rate and save with confidence. Business Price Calculator Now business customers can calculate the cost of shipping…online! Just provide the necessary information, and the calculator does the rest. It is a wise idea to use FD calculator to know the value of the investment, before applying for one. Treasury Resumes Sales of State and Local Government Series Securities RFI on the U. Dennis writes in with the following question about CD rates: My credit union has CDs. Subtract the principal if you want just the compound interest. You can even enter competitor CD information to ensure you are getting the best return on your money. The tax rate given here will reflect the current rate of tax for the address that you enter. Add and withdraw funds during the term. You are about to leave Alabama ONE Credit Union's web site. While they don't have the potential to provide relatively high returns, they're very safe, thus a great place to distribute more of your investments as you grow older. 35% interest rates. For a given deposit and interest rate we'll calculate your annual percentage yield (APY) and balance. Use this CD calculator to see the best guaranteed return on your money. Rates are subject to change on any day. For example, Capital One’s six-month CD has only a. For a CD account, rates are subject to change at any time without notice before the account is opened. CD Calculator Enter the amount that you have available to deposit in a CD and press 'calculate' to see available terms, rates, and what your CD will be worth at maturity. com we have accurate calculators to help you plot your earnings by holding dividend or interest bearing securities. Using the CD Ladder Calculator. Minimum Opening Deposit $100. From 6 months to 10 years, these certificates of deposit offer high yield interest rates. Type the interest rate in cell B2. Louis Community Credit union for various loan types we offer to our members. CD Rates Certificate of deposit rates: Search and compare the best bank CD rates and the best credit union CD rates. What's the Date you plan to mail the item? What's the Time you plan to mail the item?. You can convert currencies and precious metals with this currency calculator. Take a look at the interest rates for our Savings accounts Take a look at the interest rates for our savings accounts – those you can apply for now, as well as ones we offered previously. Coming Soon. Compound Savings Calculator Consistent investments over a number of years can be an effective strategy to accumulate wealth. Certificates of Deposit. Interest begins to accrue on the business day of your deposit. with UPS Calculate Time and Cost. Use the Comenity Direct CD ladder calculator to see how a laddering strategy can help you earn more interest over time. A percentage (the interest) of the principal is added to the principal, making your initial investment grow!. Whether it’s your dream home that’s calling—or that beautiful RV, it’s time to make your move. Use this free calculator to estimate your monthly loan payments. The calculator is for residential properties and mortgages. First, a calculator to let you see the difference. Reaching your financial goals in today’s fluctuating economy is becoming more and more difficult. What is a certificate of deposit? An easy way to save and grow your money, a certificate of deposit (CD) is an FDIC insured promissory note that has a fixed interest rate and fixed date of withdrawal, commonly known as the maturity date. Enter the illuminance in lux, distance from light source, select feet or meters and press the Calculate button. At the end of your Promotional term, your account will automatically convert to the standard Retirement CD term that is closest to but not greater than your original CD term. This simple savings calculator estimates the future value of your savings after a number of years making regular deposits. Upon maturity, certificates may be renewed automatically for the same term and at the current rate. Input term length and interest rate to see total interest earned. A penalty may be imposed for early withdrawal. The Annual Percentage Yield (APY) assumes that the funds deposited remain in the account for the full term of the CD. The FD calculator takes into account the deposit term, the type of fixed deposit, the principal investment and the rate of interest, to calculate the deposit value at maturity. NMLS ID 139716. Search usaa. Apply today!. Click on the 'View Report' button to see a detailed schedule of your CDs balance and interest earned. Offers apply to personal accounts only. Consumers searching for competitive certificate of deposit (CD) rates at Chase are in for a bit of a letdown once again. I Bond Calculators I Bond Calculator I Values Table. Dollar-cost Averaging Calculator Recurring Investment by Age Calculator Sinking Fund Calculator - Annual Payment Required to Reach Specified Value Target Nest Egg Calculator - Compute Investment Amount Needed to Accumulate a Pile of Money. Make sure to enter the actual interest rate, not the annual percentage yield (APY). The initial rate on a step-rate CD is not the yield to maturity. Lux to candela calculator. After a CD is opened, additional deposits to the account are not permitted. Updated August 2018. We will finance up to 100% of purchase price, plus warranties and sales tax on new vehicles. Use these ARM indexes with our ARM Check Kit to verify the interest rate adjustments on most types. Leaving Alabama ONE Website. All that is needed to calculate real rate of return is the investment rate of return and the inflation rate. Maximize your earnings and grow your savings with a Capitol Federal® CD. How does a certificate of deposit work? What is the formula for calculating CD interest and how to calculate the CD return rate? How to use our CD calculator? We will also explain how to calculate the total interest earned in any certificate of deposit with a step by step guide, no matter the interest rate, term or compounding frequency. Compare RateBrain's results for the best CD rates to the national average CD rates. Jumbo CDs require a minimum of $100,000, while most regular CDs require only $500 or $1,000 (or, as in the cases of Capital One and Ally Bank, no minimum). It’s just one of the many ways we look to help you grow. Money Market Interest Calculator is an online personal finance tool to calculate final return on an opening deposit and series of yearly deposits for a particular period of time. As a result, there are no 20-year rates available for the time period January 1, 1987 through September 30, 1993. See if opening up a CD account today is right for you. CDs typically pay higher interest rates than other deposit products. An IRA certificate of deposit is regular CD held in an IRA retirement account that enjoys tax advantages. The minimum opening deposit is $5,000. Get the cheapest USPS® rates with no monthly fees or costs. Once we have the spot rate curve, we can easily use it to derive the forward rates. Compound Savings Calculator Consistent investments over a number of years can be an effective strategy to accumulate wealth. Benefit Calculators. The 1-year rates in the table above are listed in descending order based on Annual Percentage Yield (“APY”) which is the rate of return that you will earn, when adjusted for compounding, over a 12 month period, and the way in which banks are required by US banking. Minimum deposit required is $500. **6 Month certificates earn dividends on simple interest basis. Is the secret to getting rich winning the lottery? No! Compound interest and patience are!. Other services include XE Money Transfer, XE Datafeed, and more! With over 18 million monthly users, XE is the trusted choice for the latest currency rates and information. Bank CD (Certificate of Deposit) that best suits your investing needs, with the rate and term that is right for you. A unit rate is a rate with 1 in the denominator. The rates displayed assume ownership until due date or termination date for the investment. Is refinancing my loan a good idea? Which fixed rate loan is better for me? Should I buy or rent my home? Could I use a consolidation loan? How much house can I qualify for? What are my payments for a fixed. An important distinction to make regarding contributions are whether they occur at the beginning or end of compounding periods. Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD). Fremont Bank in the Bay Area CA offers personal and business banking solutions including loans, mortgages, credit cards, online banking and more. Fifth Third Bank's 5 year certificate of deposit rate is in the top five of our list of highest 5 year rates. CD Calculator Enter the amount that you have available to deposit in a CD and press 'calculate' to see available terms, rates, and what your CD will be worth at maturity. You are about to leave Alabama ONE Credit Union's web site. CD interest rates vary by the length of time; generally, the longer the term, the higher the rate. You deposit funds with the financial institution for a specified length of time, and in exchange you earn a specified rate of interest on your deposit. We will only link accounts at your direction. ("Share certificates" are what credit unions. What is a Certificate of Deposit? Earn our high interest CD rates when you open a BMO Harris Certificate of Deposit (CD) Account. STGC does not make any express or implied warranties with regard to the use of the Stewart Rate Calculator and shall not be responsible for any errors or omissions or for the results obtained from the use of such information. It also creates a detailed printable schedule of your Certificate of Deposit's balance and interest earned. These are quite popular investments for NRIs because of the higher interest rate offered by banks in India as compared to their country of residence. Find the best CD rates by comparing national and local rates. Compare Savings Rates Even a small difference in the interest you are paid on your savings can add up over time. They generally offer higher interest rates than easy access accounts, especially if you opt for a fixed rate bond that lasts for two years or more. The detailed table shows at a yearly basis the deposit at beginning of the year, interest, total interest and final amount including interest at end of the year. Marcus by Goldman Sachs® can help you achieve your goals, see how with our High Yield CD Calculator. If you’re looking for a higher-rate, longer-term investment, then opening a CD might be just the right savings plan for you. Business Price Calculator Now business customers can calculate the cost of shipping…online! Just provide the necessary information, and the calculator does the rest. Interest begins to accrue on the business day of your deposit. Learn More : Certificates of Deposit Rates. GIC calculator. **The above rates are the posted rates for Central Bank for the Certificates of Deposit listed above. First National Bank One North Shore Center - Pittsburgh, PA 15212 Click here for mailing address and service of all legal documents. The 1-Year CD rates in the table above are listed based on Annual Percentage Yield, from the highest interest rates to the lowest. * Not for US dollar loans in Canada. Click on the "View Report" button to see a detailed schedule of your CDs balance and interest earned. Depending on the term, you may choose to have your CD interest paid monthly, quarterly or at maturity. 25% APY available for a 5 year term. Brokerages can access the CD options of banks across the country, including e-banks. In order to qualify for these Retirement CD rates, you must link a new or existing select PNC checking account to the CD. In particular deposit accounts such as fixed deposits which are provided by most South African banks are an investment product where customer funds are illiquid for a specific period of time with a given fixed interest rate of return to compensate. Use this CD calculator to find out how much interest is earned on a certificate of deposit (CD). This method applies a daily periodic rate to the principal in the account each day. A rate is a ratio comparing quantities of different items. Just enter a few pieces of information and we will calculate your annual percentage yield (APY) and ending balance. Understanding compounding methods and interest rates on different CDs can be confusing. Horizon Digital Finance® (HDF) technology and processes are patented under U. Rates are subject to change without notice. [Easy Approval!] The plaything business has broadened to incorporate things which perhaps you in no way dreamt of in your personal years as a child. Also gain some understanding of CD as an investment option, experiment with other investment calculators, or explore hundreds of calculators. The bank's promotional CD rates are a lot better than their standard CD rates. Brokered CD: Any CD offered by a brokerage house falls into this category. Rates may vary if amounts, terms or other conditions vary from those posted above. The federal funds rate, for example, is the interest rate that depository institutions such as banks charge one another for borrowing money, and it’s a common benchmark for certificate of deposit interest rates. Rate quotes are not guaranteed until you submit a full application and we receive a fully completed and executed rate lock agreement. Consumer CD Rates. To make the comparison easier, the calculator only shows monthly TSP installment payments, since annuity payments are always monthly. In the example, 8 percent. Use this calculator to find out how much you can earn on a Certificate. Certificate of Deposit Calculator NEW! Special CD Rates: A Better Way to Save. 1 June 2014 First published. All other certificate dividends are compounded daily. The HTS is a reference manual that is the size of an unabridged dictionary. Use our penalty and interest calculator to determine your amount due. Opening a high yield Certificate online is simple and quick through [email protected] Citibank Online. Savings rates may change and CD rates may not be renewable for the length of the term of the analysis. For CDs, a minimum of $2,000 is required to open a CD and must be deposited in a single transaction. Savings Calculator; CD Ladder Calculator; NCUA Coverage Calculator; Share Savings; Certificate of Deposit; Money Market; Christmas Club; Minor Accounts; Coverdell Education Savings; Individual Retirement Account (IRA) Investment Services; Reg D; Borrow from Us. How much interest you earn on your 360 CD account will depend on how much you deposit, your specific term and interest rate.